Of course, you are fully allowed to handle the case of your injury claim and the insurance company individually, but in most situations, this is not advised — especially if you are seriously injured and/or if your car is severely damaged. Insurance companies understand that you are in a compromised position after an accident has occurred. They also understand that most people lining the corridors of injury do not bother to acquaint themselves with the tort law.
The following are the main approaches that you will have your car accident lawyer undertake for you in relation to the insurance companies…
Dealing With the Insurance Company on Your Behalf
No, there is no obligation to provide a recorded statement to the other driver’s insurance company after your accident. Your lawyer can equally write to the insurance adjuster and start discussing your case. Even if the insurance company reaches out to you after the accident, you do not have to explain anything to them and you should not concede blame or give a recorded statement regarding the accident until you have consulted your lawyer. You can just provide them with your lawyer’s phone number and tell them everything is filtered through the lawyer. Your car accident attorney will be aware of how to successfully work well with the other insurance company’s adjuster especially once you are in the negotiation phase.
Employment Dispute Resolution
This paper highlights the negotiation of the fair settlement. When you submit an injury claim in a court of law through the at-fault driver’s insurance company, they will assess it. They will either:
- Sustain your allegation and repay the sum you’re seeking for compensation
- Deny your claim
- Or make a counteroffer settlement amount to you
However, it was not a common thing for an insurance company to approve a claim without questioning and particularly if there were many of them. Unfortunately, insurers primarily focus on their profits, so they will attempt to minimize the possibilities of how much they are willing to contribute. If they offer you a low-value compensation claim or even reject your compensation claim altogether, you will need the service of a car accident lawyer.
This is the role of your attorney to engage and bargain with the insurance service provider for an acceptable amount for the car accident case. The aim is ensuring that you recover for all the losses that you incurred current, past and future because of the car accident. This is not a small task and it takes the best of the education and experience to gain a good legal team.
Informing the Insurance Company of Your Own Policy
Sometimes, you are required to inform the accident on your own to your insurance firm that insures your car. There may be some advantage that can be had from your own insurance even if the other driver is entirely at fault. Also, the majority of policies set time and time again that the accident should be reported within a given duration of the accident.
Despite the fact that, the insurer from your side will mostly be more inclined to help you than the insurer of the other driver, you should be a bit cautious. Do not provide them with any extra information than the one needed. If you are not sure on how to do discuss this with your insurance company then a car accident lawyer can assist you by advising you on things to tell your insurance company after an accident.
Your Professional Car Accident Lawyer Can Help Prove Negligence
In particular, to add weight to your claim, your car accident lawyer will have to establish the four elements of negligence. Because you do not have much time in which to file the car accident lawsuit, you and your lawyers need to be swift in identifying these aspects after the mishap. Thus, based on the evidence that you and your attorney gather, it will be necessary to demonstrate the existence of a duty to protect you that the defendant violated, the relation of your harm to this conduct, as well as your damages in question.
